INDUSTRY · INSURANCE
Claims paid faster. Fraud caught earlier. Audits answered with a query.
We build underwriting pipelines, fraud scoring models, and regulatory reporting systems where data lineage and explainability are part of the delivery, not a bolt-on.
WHY
Insurance engineering sits at an unusual intersection: high-volume structured data, strict regulatory requirements, and business logic that changes faster than most teams document it. We've built claims automation that cut adjuster workload by 60%, underwriting pipelines that process 10,000+ applications per day, and fraud scoring models that flag suspicious patterns before claims are paid.
State DOI filings, NAIC data standards, ISO forms. Regulatory compliance in insurance is not a post-launch concern. We design systems with audit trails, versioned rule engines, and compliance reporting built into the core data model, so audits are a query, not a fire drill.
Actuarial models need clean, auditable data lineage. Underwriting decisions need explainability. Fraud models need recall tuned to the cost of false negatives. We build ML pipelines that produce outputs actuaries and compliance teams can defend, not black-box scores that create downstream liability.
WHAT WE BUILD
Relevant capabilities
CAPABILITY · 01
AI & Machine Learning
Fraud detection models, claims severity prediction, and underwriting risk scoring with explainable outputs.
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CAPABILITY · 02
Automation & Integration
Claims intake automation, document processing pipelines, and policy administration workflow engines.
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CAPABILITY · 03
Data Engineering
Actuarial data warehouses, loss run aggregation, and regulatory reporting pipelines.
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CAPABILITY · 04
Custom Platforms
Underwriting portals, claims management platforms, and agent-facing tools with role-based access.
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CAPABILITY · 05
Algorithms & Optimization
Risk stratification models, rate optimization algorithms, and reinsurance pricing tools.
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CAPABILITY · 06
Infrastructure & DevOps
Compliant cloud infrastructure with audit logging, data retention policies, and disaster recovery.
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MODEL EXPLAINABILITY
Underwriting model lineage and explainability
State DOI examiners and reinsurance partners both ask the same question: why did the model decline this risk? We answer it with versioned model artifacts, feature-level SHAP values stored per decision, and immutable training-data lineage. Every score writes back to the warehouse with model_id, model_version, feature_snapshot_hash, and top 5 contributing features. Training datasets are pinned to a commit hash and stored alongside the model card. Bias monitoring runs nightly across protected-class proxies with alerts on disparate-impact drift beyond 5%. When the actuary asks how the loss-ratio prediction was generated for a specific policy, the answer comes from a query, not a forensic exercise. Same applies for fraud scoring: the SIU team gets the feature contributions on the case file the moment the alert fires.
SAMPLE WORK
What we've shipped
Claims automation pipeline that reduced average adjuster handling time from 3 hours to 40 minutes per claim.
Underwriting scoring engine processing 10,000+ applications per day with explainable risk tier outputs.
Fraud detection model trained on historical claims data, reducing fraudulent payouts by 34% in the first quarter.
Regulatory reporting system generating state DOI submissions automatically from normalized policy data.
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